How to send an international wire transfer in Online Banking | Bank of America (2024)

Log into Online Banking.

Before you get started, first gather the recipient's information:

• Recipient name and address
• Recipient's bank information such as SWIFT code
• Wire routing number
• Bank account number
• Account type
• If you're not enrolled in Secured Transfer, you'll also need your debit card number and PIN.

To send money to someone new, select Add Account/Recipient.If you are sending to an existing recipient, proceed to step 15.

Helpful tip! To learn more about sending a wire transfer and what you'll need, visit ourWire Transferspage.

Select International, then choose the countryof your recipient’s bank account and the currencyyou will send. If you don’t know the currency, the transfer will be sent inU.S. dollars.Reminder, this demonstration focuses onInternational Wire Transfers. For Domestic Wire Transfers, navigatehere.

Note: The required information may differ by country and/or bank. For thisdemo, we'll choose Mexico.

Now, enter recipient's bank address and account information. Select the bank name, address, and the SWIFT codeor requested bank identifier. Then enter the account numberor requested account identifierlike IBAN or CLABE.

Helpful Tip! You can select different bank identifiers in this section based on your recipient bank country.

If youhaven't already, you may be required to enroll in Secured Transferto send your wire. To get started, add your U.S. mobile numberand click Add Number.

Note:Ifyou're already enrolled in Secured Transfer,you'll be prompted to request and enter an Authorization Code to add your recipient. Proceed to step 12.

You'll receive a text message with an Authorization Code to complete enrollment. Enter your Authorization Code, then add your ATM/Debit card details. Click Submitto complete the enrollment.

Security Tip!Never share this code with anyone — we'll never call or text you asking for a code.

Select your "From" account for the transfer and then your "To" recipient. Enter the amount you want to send; the transfer will be sent in the currency you selected for the recipient. If needed, click Change default currency to update currency.

Note: There are no outbound wire transfer fees if sent in foreign currency. Markups are included in Bank of America exchange rates, which are determined by Bank of America in its sole discretion. You may be prompted to request an Authorization Code when your transfer exceeds a certain amount.

Review the important scam reminder, then click Continue Transfer.

Helpful tip!Always read warning messages. If you’re told to ignore them, it could be a scammer trying to steal your money.

Once you see Your transfer is on the way at the top of this screen, your transaction has been submitted, and you'll receive an email confirmation. Funds typically are credited to the recipient withinone to two business days.

Click Print to save this page.

Click the Transfer Activity tab to check the status and details of your transfer.

International wire transfers initiated from consumeraccounts will show as Scheduledon the Activity screen and may be canceled within 30 minutes of submission. After 30 minutes, scheduled transfers will show as Processing and cannot be canceled.

Note: Wire transfers sent from small business accounts are immediately submitted for processing and cannot be canceled.

Download the app